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application in deciding whether to grant the requested credit and may keep this application on file. I authorize PFS to
review my credit and employment history, transfer information to PFS affiliates, and, if approved, obtain future credit
reports as necessary. I understand that PFS uses a variety of resources to determine creditworthiness including, but not
limited to, income tax returns, financial and asset statements, and other information to verify financial condition. PFS
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financial institutions to obtain, verify, and record identifying information. Indicate that you understand and agree
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