Privacy Policy

Rev 5/2021

FACTS

WHAT DOES PREMIER FINANCIAL SERVICES DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Account transactions and credit history

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons financial companies chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does Premier Financial Services Share?
Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes—
to offer our products and services to you

No We don’t share

For joint marketing with other financial companies

No We don’t share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No We don’t share

For our affiliates’ everyday business purposes—
information about your creditworthiness

No We don’t share

For our affiliates to market to you

No We don’t share

For nonaffiliates to market to you

No We don’t share

Questions?

Call (203) 267-7700 or go to www.premierfinancialservices.com

Who we are

Who is providing this notice?

Premier Financial Services

What we do

How does Premier Financial Services protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Premier Financial Services collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan or enter into a lease
  • Give us your income or give us your contact information
  • Provide account information

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include one financial company, 1st Financial Bank USA, and one non-financial company, Financial Reserve Corporation

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Premier Financial Services does not share with non-affiliates so that they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Premier Financial Services doesn’t jointly market.

Other important information

 

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