Retain Ownership, Unlock Liquidity

We understand that your exotic or vintage vehicle is more than just a car—it’s a prized asset. Our Vehicle Loan Program allows you to access capital while retaining possession of your vehicle.

Premier x 1st Financial Bank USA

For almost three decades, 1st Financial Bank USA or its subsidiary, Premier Financial Services, LLC, has provided billions of dollars in financing for exotic and vintage motorcars. With a deep understanding of the collector car market, we offer tailored financing solutions that help enthusiasts and investors acquire, refinance, and leverage their prized vehicles.

Vehicle Loan Program

With a deep understanding of the car market, 1st Financial Bank USA offers tailored financing solutions that help collectors acquire, refinance, and leverage their prized vehicles. Whether you need short-term financing for an investment, business opportunity, or personal liquidity, we provide a seamless solution tailored to collectors and enthusiasts.

Acquisitions

Leveraging for Liquidity

Refinancing

Fixed Rate

Adjustable Rate

Acquisitions

1st Financial Bank USA offers short-term loans for the purchase of new or pre-owned vehicles, allowing you to retain some capital for other uses. To meet the minimum loan requirement, eligible vehicles must have an appraised value of at least $167,000.

Refinancing

1st Financial Bank USA offers the opportunity to refinance, as long as the vehicle(s) used as collateral for the loan meets our guidelines and you continue to meet applicable eligibility requirements.

Leveraging for Liquidity

Owning exotic and vintage cars is a true passion, which typically involves substantial financial investment. A short-term loan through 1st Financial Bank USA gives you access to that capital while continuing to enjoy and build your collection.

Fixed Rate

1st Financial Bank USA offers a competitive fixed rate for the exotic, vintage and collector car market. Speak to a loan officer to see what is currently available and how it may benefit your goals.

Adjustable Rate

An adjustable rate can offer more flexibility when looking to satisfy the loan early. Speak to a loan officer at 1st Financial Bank USA to see whether this option is right for you.

Acquisitions

Leveraging for Liquidity

Refinancing

Fixed Rate

1st Financial Bank USA offers a competitive fixed rate for the exotic, vintage and collector car market. Speak to a loan officer to see what is currently available and how it may benefit your goals.

Adjustable Rate

An adjustable rate can offer more flexibility when looking to satisfy the loan early. Speak to a loan officer at 1st Financial Bank USA to see whether this option is right for you.

Loan Amounts Starting at $100,000

Competitive financing for high-value vehicles.

Up to 60% Loan-to-Value (LTV)

Based on our minimum loan size, vehicles must have an appraised market value of $167,000 or more to be eligible.

12-Month Renewable Term

Flexible interest-only loans with the option to renew.

Leverage One Car or a Collection

Adjust your collateral as your collection and needs evolve.

Fixed or Variable Rates

Choose the option that works best for you.

Why finance with 1st Financial Bank?

Fast and Confidential Financing Process

Enjoy quick approvals and discreet transactions designed to protect your privacy. Our streamlined financing process ensures you get behind the wheel of your next exotic or classic car without unnecessary delays.

Expertise in Exotic and Vintage Vehicles

With decades of experience in the high-end automotive market, our team understands the true value of exotic, vintage, and collectible cars. We bring expertise to every transaction, helping you finance with confidence.

Solutions for Collectors and Enthusiasts

Our financing programs are designed specifically for automotive collectors, investors, and enthusiasts. Whether you’re adding to a growing collection or acquiring your dream car, we customize each solution to match your goals.

Get Started Today

Turn your luxury vehicle into working capital without giving up your keys. Contact us to discuss your financing needs and experience the 1st Financial Bank USA difference.