The Premier Experience
Elevating the Way You Lease and Drive
Concierge Services Tailored to Your Needs
Our concierge services are built to support you through every phase of your lease. We’re here to make every step personalized and easier so you can enjoy peace of mind on and off the road.
Industry Leading Fair & Transparent Leasing
We make leasing as seamless and transparent as possible. With clear, upfront terms and no hidden fees. We take the guesswork out of getting behind the wheel of something extraordinary.
Enjoy Flexible Early Termination Support
Leasing Simplified
The Myth About Leasing
The #1 myth regarding leasing is that it is complicated, restrictive and costly. Most people don’t understand the difference between traditional “closed-end” leasing, and the type of specialty leasing that Premier offers through our leasing, which features:
- Transparent lease terms, and no hidden fees
- An early termination option without penalties
- Monthly payments than can be lower than traditional financing
- Potential sales tax and income tax advantages
Where “Driven by Trust” Becomes Your Leasing Reality
What Our Clients Say
I have structured multiple exotic and classic car deals with Premier over the years ranging from contemporary Porches to vintage Ferraris. I always want the assurance and peace of mind that only Premier Financial Services can offer. I consider the very experienced team at Premier to be my partner in turning my car dreams into reality.
I want to take a moment to extol the value, amount of consideration and personal tailoring I have received as a client of Premier Financial Services for the past 15 years. There have been multiple cars I have leased through their program that was arranged to suit my needs. I remain a client today and enjoy the ease and familiarity of Premier Financial Services.
Thank you to Juan Garcia and the team at Premier Financial Services for well over ten years of amazing service. Premier and Juan have helped me build my collection of cars, always without any complications. After working with Premier, I have great confidence when looking to lease a new car. I have leased five vehicles through Premier overall, and have two cars currently on lease with them. I look forward to leasing with you in the future.
It’s hard to believe that I leased my first car over 10 years ago with Premier Financial. Since leasing that first car, I have leased 11 more with Premier. I am extremely selective with whom I do business and Premier has demonstrated time and time again that they do not only want, but deserve my business. They are so great to work with and so service-oriented that they literally make it impossible to go elsewhere for my leasing needs. They have won me over for life.
I have leased more than a dozen cars through Premier, and my experience each time has been easy and extremely fast. Premier’s staff members are all very professional, and go out of their way to take care of every detail involved in the transaction. I highly recommend Premier for anyone who is leasing a car.
I have been consistently impressed with the Premier team’s availability, attitude, and lease products. Their facilitation of vintage car transactions and their impressive flexibility to work with me individually has helped me achieve my collecting goals. Premier customizes their service and builds their relationship with me as a unique client.
Tax Benefits of Luxury Leasing
There are two types of potential tax benefits associated with leasing.
Always consult with your accountant or financial advisor regarding this type of decision.
Sales Tax
Business Deductions
Leasing with Premier gives business owners the potential tax advantages of leasing – like deductible payments – while offering the flexibility and control often associated with traditional financing. It’s a smart, sophisticated way to acquire luxury or vintage vehicles through your business.
Frequently Asked Leasing Questions
Is specialty leasing a viable way to finance?
The use of “specialty” leasing of exotic, vintage and luxury cars (what we do at Premier) is a viable financing option for several reasons:
- Make lower monthly payments
- Drive more car for your money
- Preserve your capital for other investments
- Deduct payments if your car is used for business purposes
- Pay sales tax monthly (in most states), rather than up front
- Terminate your lease early, or switch cars within the same lease
How is Premier’s simple leasing different?
Specialty leasing – our business here at Premier – is far more customized and flexible than traditional leasing. Premier’s simple leasing is designed for serious car enthusiasts and collectors who want to drive more car for their money, to end their lease at any time, and to enjoy a high level of customer service from their lease provider.
Can I lease a previously owned (used) car?
Absolutely. You can lease any new or previously owned exotic, vintage or luxury car with a finance amount of more than $75,000, purchased from any dealer, private seller or at auction anywhere in the world.
Do I need a down payment?
Down payments for leases will vary, depending on the type of vehicle you are interested in, the price of the vehicle, and your credit rating. Click here to get a quote.
Are there mileage limitations?
The Federal government requires that all standardized lease agreements must be written to include mileage limitations. However, by satisfying the terms of the lease agreement, all mileage charges will be waived by Premier.
How does the lease application process work?
We’ve designed a simple, fast, 4-Step Process for you to drive the car you want:
- ONE: Select your car, and together we agree on its lease-end residual value. (You’ll make payments based on the difference between the amount you finance and the car’s residual value.) Click here to get a quote.
- TWO: You can submit your lease application through a dealer, or click here to apply directly. We have a fast approval process, and most often it’s a same-day response.
- THREE: Once approved, we expedite your car’s delivery. We send your lease electronically, and you simply e-sign. Once you add the new vehicle to your insurance policy, your part is complete.
- FOUR: We fund the transaction and pay the dealer, private seller or auction house. We also handle all vehicle documentation and registration details, regardless of where your car is purchased. Once that paperwork is in order, you can take delivery of your dream car.
Can I end my lease early, or switch cars?
These are two advantages of a lease with Premier:
- ONE: Our Early Termination Program allows you to end your lease early by paying the balance owed, which is calculated on a simple interest formula.
- TWO: You can switch cars within your lease at any time, simply by paying any difference in value between the two cars. Your lease’s residual value and payments remain unchanged.
Are there hidden fees at the end of my lease?
Transparency is one of our hallmarks, and there are never hidden fees in our lease agreements. At the end of your lease term, the balance due consists of the agreed-upon residual value, the stated disposition fee and any applicable sales tax if you are purchasing the car. By configuring our leases this way, there are no surprises when your lease term ends (or at any other time). Right from the start, we provide an amortization schedule that shows where you stand at all times, and lets you know what’s owed at the end of the lease.
Are there tax benefits associated with leasing?
For an expensive vehicle, the state sales tax can be substantial. With a lease, in most states, sales tax can be incorporated into the monthly payment schedule. This provides the car owner with the use of that money over the term of the lease. More significantly, if the car is leased under a business name, pre-tax dollars may be used to pay for the lease. Always consult with your accountant or financial advisor regarding tax-related issues.
Is my lease transaction reported to credit agencies?
Premier’s clients include some of the wealthiest and most successful business people in the world, and confidentiality is extremely important to them. Our lease arrangements are private transactions, and we maintain the highest levels of security and confidentiality to safeguard our clients’ financial information. Unless you request it, we will not report any aspect of your lease transaction to an outside third party.
Are there any location restrictions?
There are no restrictions on where you buy your car. Premier’s customers purchase cars from all over the world. They buy cars from dealers, private parties, brokers, auction houses, and even eBay. Premier is not in the business of buying, selling or trading cars. Our sole mission is to make it easy for people to own cars through our Simple Lease.
How do I learn more about leasing?
We welcome the opportunity to answer any questions about leasing on a no-obligation basis. Please contact us at any time. Our Regional Sales Managers are available 24/7 to respond to calls and emails.
