INTEREST-ONLY LOANS FOR EXOTIC & VINTAGE VEHICLES

Unlock liquidity without parting ways with your vehicle

1977 Porsche 930 Carrera Turbo
Selling Price $255,000
Their 10-Year Loan Monthly Payment $2,095
Our Interest-Only Monthly Payment $1,084
2003 Lamborghini Murcielago
Selling Price $680,000
Their 10-Year Loan Monthly Payment $5,586
Our Interest-Only Monthly Payment $2,890
2019 McLaren Senna
Selling Price $1,360,000
Their 10-Year Loan Monthly Payment $11,171
Our Interest-Only Monthly Payment $5,780

*Payments are estimates only, based on a 30-day month. All loan estimates are based on 60% loan-to-value.

Loan Amounts Starting at $100,000

Competitive financing for high-value vehicles

Up to 60% Loan-to-Value (LTV)

Based on our minimum loan size, vehicles must have an appraised market value of $167,000 or more to be eligible for a loan

12-24 Month Renewable Term

Flexible interest-only loans with the option to renew repeatedly

Fixed or Variable Rates

Choose the option that works best for you

For almost three decades, we have provided billions of dollars in financing for exotic and vintage motorcars. With a deep understanding of the collector car market, we offer tailored financing solutions that help enthusiasts and investors acquire, refinance, and leverage their prized vehicles.

We understand that your exotic or vintage vehicle is more than just a car—it’s a prized asset. Our Collector Loan Program allows you to access capital while retaining possession of your vehicle. Whether you need short-term financing for an investment, business opportunity, or personal liquidity, we provide a seamless solution tailored to collectors and enthusiasts.

As an independent and unbiased advisor, Premier is not endorsed by or affiliated with any manufacturer. Our only commitment is to you.

All vehicle loans mentioned on Premier’s website are made by Premier’s parent company, 1st Financial Bank USA. All loans are subject to underwriting and approval.

A Program Designed Around Ownership & Choice

If you own and exotic or vintage vehicle and prefer a financing structure that prioritizes flexibility, control, and discretion, our interest-only loan program may be well-suited to you. 

This program is not intended to replace long-term financial planning, but to support it—intelligently and efficiently.

Eligibility Criteria

Turn your vehicle into working capital without giving up the keys.

Vehicle

From vintage vehicles to brand new exotics, we offer interest-only loans for vehicles with an appraised market value of $167,000 or more.

Terms

The program offers 12-24 month renewable term, for personal or business use. Speak with one of our industry experts to best structure your loan.

Who Benefits Most from Our Interest-Only Loans

Strategic Collectors

You’ve spent years building a collection worth keeping. Whether it’s a single landmark vehicle or a curated portfolio, your cars represent value, history, and discernment—not assets you’re willing to part with lightly.

Entrepreneurs & Investors

When opportunity strikes, having capital ready matters. Instead of selling an appreciated vehicle and incurring capital gains taxes, borrowing against your assets can help fund your next purchase.

Passion-Driven Owners

Your vehicle isn’t just transportation—it’s part of who you are. It reflects taste, achievement, and a personal connection that goes well beyond market value.

Get Started Today